Job Description

Job Summary

The primary purpose of the Default Fulfillment Closer is to create, review, and ensure the accuracy of the documents required to complete the approved mitigation event pursuant to the investors guidelines.

Essential Duties and Responsibilities

• Prepares Modification, Deed in Lieu, and Short-sale documents required to complete the closing pursuant to the investor rules and PHL policies and procedures.
• Orders and reviews title reports and original loan documents to insure clear title to complete the closing. Coordinates the recording of the documents with PHLs vendor.
• Maintains comprehensive tracking reports of documents outstanding from the mortgagors, title, companies, vendors, and recorders office.
• Timely clears any document or title deficiency.
• Ensures closing costs on short-sales are within investor guidelines.
• Assists Mitigation Processors and Underwriters in obtaining and imaging documents.
• Performs miscellaneous duties as assigned.

Position Requirements

Education

• High school diploma or GED equivalent required

Experience

• Relevant work experience in mortgage loan documents
• Knowledge of real estate title requirements.
• Experience in mortgage default servicing and modification programs a plus

Functional/Technical Skills

• Excellent computer skills and ability to learn and adapt quickly to new software.
• Excellent written and verbal communication skills
• Self-motivated and collaborative team player with critical thinking, problem solving, mathematical and analytical skills.
• Strong knowledge of mortgage loan documents and property title requirements.
• Strong organizational skills, ability to prioritize in a multi-tasking, fast-paced environment
• Ability to interact effectively with external and internal clients across departments and locations.
• Aptitude to work in a deadline-driven environment.
• Ability to act and work independently with minimal supervision
• Ability to maintain confidentiality.
• Advanced knowledge of Microsoft Excel and Word
• Knowledge of MSP servicing system a plus.

Benefits

Our benefits package includes 3 comprehensive Cigna or Kaiser medical plans, dental, and vision insurance. We provide short term and long-term disability insurance, basic life insurance, 401(k), and 10 employer paid holidays. In addition, we offer supplemental benefits to include life insurance, critical illness and accident plans.

Environmental/Physical Demands

Work is typically performed in a standard office environment. The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. While performing the duties of this job, the employee is regularly required to sustain predictable work attendance, communicate with others, frequently required to stand, walk, sit, and use arms, hands and fingers to reach, handle or touch. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision, and ability to adjust focus. Some travel may be needed.

Pursuant to the Americans with Disabilities Act, reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

This job description is not designed to cover or contain a comprehensive listing of all activities, duties or responsibilities that are required of an employee. The Company reserves the right to amend or modify this document at any time and without notice.

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