Underwriting Analyst Job at Trio Capital, Mount Laurel, NJ

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  • Trio Capital
  • Mount Laurel, NJ

Job Description

We're looking for an Underwriting Analyst to join our team!

This position is responsible for inputing and reviewing finance applications from small to mid-sized businesses to determine the credit-worthiness of the applicant, size, and term of the financing offer. The position will operate within our fast-paced high-volume environment and be accountable for quick decisions on small ticket equipment finance applications.

The candidate will make independent decisions through the evaluation of business and personal credit reports, financial and bank statements, tax returns, and other credit information. Trio has an internal scoring model built on millions of data points to aid in decision-making.

The best candidates will be self-motivated, team-oriented, and eager to be a part of a rapidly growing business.

Key Responsibilities

  • Adjudicate credit and approve new finance applications within the level of authority.
  • Make timely decisions with limited information.
  • Professionally communicate decisions to our partners.
  • Build relationships and offer exceptional service to our partners to ensure an uninterrupted flow of business.
  • Communicate and work proactively with the sales team to help further penetrate our relationships with existing and new customers.
  • Protect Trio from fraud and aid in pricing transactions for the appropriate risk.
  • Continuously identify and implement underwriting strategies that make Trio a recognized, differentiated leader in the equipment finance industry.
  • Keep abreast of industry and competitor trends.

Skills & Specifications

  • Strong math and analytical skills.
  • Ability to multitask and quickly adapt to change.
  • Detail-oriented with excellent organizational and time management skills.
  • Competitive drive and a strong history of accomplishment.
  • Good interpersonal relationship skills and motivation for personal growth.
  • Required knowledge of computer systems and proficiency in Microsoft Office suite.
  • Must have an understanding of financial statements.

Education & Qualifications:

  • 1-2 years in a financial services, credit, or underwriting function.
  • Experience in a commercial underwriting function working with small businesses is a plus.
  • Associate or Bachelor’s degree or equivalent education/experience is preferred.

Who is Trio?

We are a forward-thinking financial partner that leverages our expertise to provide unsecured Working Capital, advances, and equipment financing for small businesses using customized technology and business processes. Our lending approach focuses on what really matters: relationships where everyone benefits. We are a growing entity looking for business development professionals who want to accelerate their career in a dynamic industry. Our parent company, CPC Investments, has been ranked among the 500/5000 fastest-growing private companies in the US by Inc. magazine for 12 straight years and we’re still growing!

Why should I apply?

Trio empowers and trains team members at all levels to make quick decisions in service to our relationships and ensure the flexibility and nimbleness required to compete in today’s marketplace. If you have a desire and are motivated by being part of a fast-growing, agile, and multi-faceted organization where you can make a difference every day, Trio is the perfect home for you. We offer a rewarding and flexible work environment that encourages innovation and team member development. Benefits include medical and dental plans plus HSA and FSA options, 4 weeks PTO, an employer-match company 401K plan, life insurance, long-term disability insurance, a hybrid schedule, and more!

Trio is part of CPC Investments, an equal opportunity employer. We consider all qualified applicants without regard to age, race, color, religion, sex, sexual orientation, gender identity, national origin, genetic information, national origin, disability, veteran status, marital status, family status or any other basis prohibited by law. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

Job Tags

Flexible hours,

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