Job Description

We are looking for a skilled mortgage loan officer assistant to join our top-producing team and assist our mortgage loan origination officers. This position requires a unique mix of sales and customer service skills, plus the ability to manage loan files from beginning to end. Effective communication skills are essential for building relationships that help us to obtain future business. If you are detail-oriented, thorough, and can offer top-notch customer service, start your application today! Compensation:

$54,000 - $62,400 yearly

Responsibilities:

Key Responsibilities:

• Assist borrowers with loan applications and document collection.
• Verify income, assets, credit reports, tax returns, and employment records.
• Input and update loan details in loan origination software ( Encompass ).
• Communicate with borrowers, realtors, underwriters, and processors to ensure a smooth loan process.
• Run Automated Underwriting System (AUS) reports (DU/LP).
• Order third-party services (appraisals, title work, VOEs, homeowners insurance, etc.).
• Ensure compliance with mortgage lending regulations and guidelines.
• Track loan progress and assist in clearing conditions.
• Coordinate loan closings and ensure all necessary disclosures are completed.

Qualifications & Requirements:

• Experience : Minimum 2-3 years in mortgage lending (loan processing, underwriting, or loan assistance).
• Skills : Strong communication, attention to detail, ability to multitask.
• Technology : Proficient in loan origination software (Encompass).
• Knowledge : Understanding of FHA, VA, Conventional, Jumbo loan programs and Non-QM Loans.
• Work Ethic : Self-motivated, able to work under deadlines, and customer-focused.

Qualifications:

• High school diploma or equivalent required. College degree in finance or banking preferred
• Although not required, having an NMLS license or training is preferred
• Excellent customer service and communication skills and willing to go above and beyond for customers and team
• 2-3 years of professional office environment and administration or mortgage experience preferred
• Computer proficiency required including MS Office; some CRM, MLS, DU, and proprietary mortgage software preferred

About Company

At EZ Fundings, Inc., we believe that homeownership is the cornerstone of the American Dream and we're dedicated to making that dream a reality for families and borrowers throughout California.

As a family-oriented and customer-focused mortgage lender located in the heart of Rancho Cucamonga, we have helped thousands of individuals and families purchase their first, second and investment properties. We understand that each borrower's situation is unique and that's why we take the time to carefully review every file and custom tailor a solution that meets each client's individual needs.

We offer an array of loan programs including down payment assistance, FHA, conventional, bank statement only, investment, DSCR, Foreign National, HELOC/HELOAN, and more.

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Compensation details: 54000-62400 Yearly Salary

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